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Homeownership Process

The Steps in the Habitat Cabarrus Homeowner Process

homeownership process

Application Process (2 Months +/-)

Attend Information Session

  • Learn about Habitat process

Meet with Family Services

  • Review income/debt ratio
  • Review documentation



Selection Process (3 Month Minimum)

Selection Committee

  • Reviews applicant profile
  • Schedule a team to make home visit
  • Approve/deny selection to program


  • Attend Family Services orientation meeting


Partnership Process (12-24 Months)

Complete Dave Ramsey financial literacy course

  • Financial Peace University

Begin Sweat Equity on other Habitat projects

  • Minimum 250 hours per adult in home

Break ground on Partner’s home

  • Continue Sweat Equity


For questions or more information regarding homeownership with Habitat Cabarrus, please contact This email address is being protected from spambots. You need JavaScript enabled to view it., Administrative Assistant.